Browsing Posts tagged Complete

Love. It can suck the life right out of you. Think of a new relationship: everything sunny, glittering and full of possibility. Your new main squeeze is the one: smart, funny, ahead of the curve, bound for success. Things are going great until they just aren’t anymore.

And when they stop working, everything screeches to a halt leaving you lost, confused and feeling incredibly alone. What was once sunny is now clouded-over, what once glittered has lost its luster, and every possibility seems to come complete with a dead end.

You have a couple of options. You can throw your hands up in defeat, cut, and run. You can say it wasn’t meant to be, or you can invest in love. Invest time in your partner to really communicate your way through the tough stuff, invest money in the right ways to bring a sparkle back, and invest energy to show your partner that you’re worth it.

Running your own business is a lot like being in a relationship with yourself. You begin with a product, an idea, whatever you may be selling. At first, it’s great: nobody else has ever had this idea, you’re going to sell it to the world, make a difference, get a talk show, have a hospital named after you, your greatness cannot be stopped.

Then reality sets in: clients aren’t coming as fast as you’d like, partnerships are falling through, the competition does nothing but beat you at everything, and your idea has apparently been done before and way better. When you get to that cross road, you have the choice: shut the business down and live wondering “what if,”  or you can ask for help.

Talk to your accountant. Ask what’s working, what’s not. Where is the money going right now? Should it still be going there? Does your product need further development? What are you really good at? Do you need a partner to help you out? Don’t be so proud that you cut out analytical development and improvement. That’s what business is all about.

Julio Santos

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RRSP Season is here and Financial Speaker and Expert Jim Yih, introduces his complete Online RRSP Guide to help people make great decisions on RRSPs. To get this guide and receive links to everything you need to know about RRSPs, visit www.RetireHappyBlog.ca. Jim has also released his annual special report, The 2011 RRSP Kit which is available for download only to Retire Happy VIP members. Click the following link to sign up and become a Retire Happy VIP member- http
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LeahCoss.ca Hi everyone, how are you? It’s Leah Coss with The Mortgage Center. I wanted to do a post about RRSPs. Not just for first time home buyers, but for everybody. Because there is some confusion as to when you can use your RRSPs, and how much of your RRSPs you can actually use. I was talking to some people this morning, they are first time home buyers. Their advantage for being first time home buyers is that they can use their RRSPs without being taxed on it. And they can use up to , 000 each. That means if you are a couple who are buying a house, or two separate individuals buying a house, and you are both first time home buyers, you can use up to , 000 of your RRSPs without getting taxed on it. What if they want to use more than , 000? Or what if you are not a first time home buyer? Well, in that case you can use RRSPs, of course. It is your money, you are allowed to use it. But the trouble is you will be taxed on it. Now, what will you be taxed? Whatever tax bracket you are in. It is going to be considered income for the year, and you will be taxed whatever your tax bracket is. Based on the income that you make in your other means. So there is no straight answer there. You have to look that up. And you can do that on the government website. That is pretty much it. Now, for the first time home buyers, you do have to pay back the RRSP money. It is not something that you can just get and then never have to pay it back. You do have to pay it back. And you
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